Is there a receipt app for sole traders?

Yes — Lazy Finance is built for exactly this. Snap receipts on the go, we capture the GST and categorise them, and you export a BAS-ready file for your accountant. It starts free, with no credit card.

Will it help with my BAS?

It gets you ready. Lazy Finance records the GST on every receipt and groups your spend, so when BAS is due you export a tidy file rather than reconstructing the quarter from a shoebox. Lazy Finance isn’t a tax agent — your accountant or you still lodge it.

Can I separate business and personal receipts?

Yes. Categorise as you go and keep business spend cleanly grouped, so the personal coffee doesn’t end up in your deductions.

For sole traders

For sole traders who do their own books at midnight.

You’re the boss, the worker, and the bookkeeper. Lazy Finance takes the last job off your plate: snap a receipt, we capture the GST, you export for BAS or your accountant. Less midnight admin, more actual life.

Try it with one receipt See how it fits

No credit card required. 20 receipts a month, free.

Lazy Finance is a receipt scanner built for sole traders. Snap each receipt the moment you get it — fuel, tools, a client coffee — and we capture the vendor, date, total and GST, sort it, and export a BAS-ready file for your accountant. The shoebox stays empty and your evenings stay yours.

The shoebox problem for sole traders

When you’re a one-person business, the books happen after hours — and receipts are the worst of it. They pile up in the ute, the wallet, the kitchen drawer, fading by the week. Come BAS time, you’re flattening crumpled dockets at the kitchen table trying to remember what a $54 Bunnings receipt was for.

Every unscanned receipt is a deduction at risk. Cash jobs, fuel, tools, that software subscription — if the paper’s gone or the GST never got recorded, you either guess or miss the claim. Neither is great when it’s your own money.

Lazy Finance fixes the capture problem at the source. You snap the receipt the moment it lands in your hand, we record the GST, and it’s filed before it can fade. The midnight book-keeping session turns into a clean export you hand straight to your accountant.

How Lazy Finance fits

Snap on the job

Photograph a receipt from the ute, the site, or the checkout. Two seconds and it’s captured — no app gymnastics.

GST recorded for BAS

Every receipt’s GST pulled out and grouped, so BAS is an export instead of an evening lost.

Cash receipts safe

No bank statement to lean on for cash jobs? The photo is your record, captured before it fades.

Export to your accountant

A clean CSV, Excel or PDF that imports to Xero, QuickBooks or MYOB — or goes straight to your bookkeeper.

Free to start

20 receipts a month, one entity, no credit card. Plenty to see it earn its keep.

Catch up fast

Behind already? Snap a backlog at once and we split and sort the pile for you.

Export to your accountant, not into a black box

However you keep your books, your receipts come out clean. Lazy Finance exports a CSV, Excel or PDF that imports into Xero, QuickBooks or MYOB — or goes straight to your accountant or bookkeeper. You stay in control of the file, and you’re never locked to one piece of accounting software.

Good records aren’t just convenient, either — the ATO expects records to be kept for five years, and a searchable digital library makes that effortless. Start with the receipt scanner, keep it tidy with the receipt organizer, and see how we compare in the best receipt scanner app guide.

Lazy Finance for sole traders — FAQ

Keep reading

Receipt scanner

Snap, forget, done — the core scanner.

Apps that scan receipts

Capture spend and claim it back.

Expense management

Where receipt capture fits the bigger picture.

Ready to retire the shoebox?

Snap one receipt and watch it sort itself. No credit card, no spreadsheet, no Sunday afternoon lost to admin.

Try it with one receipt